Why Credit Companies Target College Students

Presentation This paper examines why charge card organizations ought not market to undergrads .The way of life of spending has become a significant shaper of cultural methodology towards cash and is currently an across the board lifestyle in colleges.Advertising We will compose a custom exposition test on Why Credit Companies Target College Students? explicitly for you for just $16.05 $11/page Learn More In an offer to get more clients, the charge card organizations target undergrads, and to do this, they utilize self-assured showcasing procedures so as to pull in understudies. Understudies have been collected in homes where cash obtained through credit is utilized without hindrances (Ritzer 1995).Since credit is accessible effectively, understudies will in general overspend. Undergrads presently have simpler access to credit than any previous ages. Nonetheless, the utilization of charge cards and the obligations that is a result of cards have become an inexorably money related dange r to understudies. Today’s Mastercard organizations are getting ludicrously silly with their showcasing thoughts and procedures. A significant number of their techniques are pointed towards individuals who are bound to be untrustworthy. The one methodology I might want to converse with you about and my conclusion about it is charge card organizations ought not be nearby advertising to undergrads. Why credit organizations target undergrads One perspective to this is Mastercard organizations target understudies in light of the fact that a large number of them are youthful. More youthful individuals are no doubt gullible and don't go through their cash admirably. They would utilize a Mastercard for everything and perhaps let the parity heap up and just compensation the base. This would make the intrigue heap up and when they paid their bill, a large portion of the installment would be going towards the intrigue. This would get the charge card organizations more cash-flow. Anothe r perspective would be that perhaps Mastercard organizations feel that if individuals are sufficiently keen to head off to college that possibly they are truly shrewd with their cash and are totally in charge of their money related status. Perhaps the organizations see it as a spot to get some consistent esteemed clients. I understood that perspective when I requested that my mom read what I was composing and that was her perspective! I do consider her to be of view as a significant assessment and I making the most of her analysis of the point. Be that as it may, let me disclose to you a portion of the realities and things that I have learned while reading this argument.Advertising Looking for paper on business financial matters? How about we check whether we can support you! Get your first paper with 15% OFF Learn More In a report from trueCredit.com understudies move on from montage while being obligated to credit organizations for critical sums This report further shows that 10% of students graduate with thousand of dollars as advances. In the wake of completing your examinations it’s a night female horse for you to begin considering paying obligation to charge cards organizations. It’s all that could possibly be needed for a multi year old to consider how he will pay school credits, utilities and lease on the off chance that he utilized them and how he will bolster himself throughout everyday life. There will be bills to be paid each month and other extra obligation, for instance, vehicle credit. That is as of now a ton of worries that must dealt with by a youthful understudy. Before setting off for college, an understudy should utilize some major standards to abstain from falling into the obligation trap. These are some fascinating realities I gained from a creator named Latoya Irby. She was additionally keen on this contention. I took in a ton from her. Understudies who are in school are the principle focus of credit organizations. This is so a result of a few methods of reasoning: They expect the credit collected from the cards will be cleared by the student’s guardians. Understudies face numerous long stretches of clearing the obligation. Organizations go significantly further to offer credit to understudies who have no security. For representation, an understudy can approach credit with no security being required. This demonstrates they are determined to raise a ruckus in a manner of speaking. They go after youngsters and attempt to get them guided and sucked into the framework. I think it is dismal this is permitted to go on, particularly in a spot where we go to better ourselves. Out of every other place on earth a school isn't a spot that these sorts of things ought to occur. Disposition of understudies toward charge card utilization The difference in viewpoint towards cash has become a basic methods for the widening of the school student’s purchaser propensities. Discoveries personal that the resu ltant mentalities towards cash: â€Å"power, renown, doubt, and anxiety† (Yamauchi and Templer 1982) are connected to buys that are habitual, whereby the utilization of Visas midpoints these relationships. Studies involving a wide scope of grown-up purchasers uncovered that around 1%-6% fall under the class of purchasers that are enthusiastic. When Faber and O’Guinn’s (1992) â€Å"clinical screener for urgent buying† is utilized to analyze the respondents, 6% of addressed understudies are esteemed to utilize cash for buys out of impulse. Accordingly, the markers point to the requirement for an upgraded understanding of the disposition towards making acquisition of undergrads. A few factors, that include: mental and financial impacts are the fundamental benefactors of the perspectives towards the utilization of charge cards. When purchasing patterns of undergrads are broke down, a wistful disposition towards credit and sexual orientation were the principle affecters of the students’ choice to utilize (or not use) credit for purchases.Advertising We will compose a custom paper test on Why Credit Companies Target College Students? explicitly for you for just $16.05 $11/page Learn More This wistful disposition towards credit influenced how garments, amusement, fuel, travel and food (that isn't home made) were purchased. Females made more acquisition of garments, while guys made more acquisition of gadgets and amusement related merchandise. Females were found to have made buys that followed the standards of financial aspects more than guys. Determination According to an official statement explanation of the American Consumer Federation, when the charge card obligation and study advances of an understudy are included, the all out is around $20,000. Subsequently the obligations of the understudy that has gone to school may surpass those of the masses that has not gone to arrangement which implies that understudies who use charge car ds will be troubled with serious monetary concerns later on throughout everyday life. This paper has talked about how credit collected by understudies while still in school has critical outcomes on their future fiscal wellbeing. This paper presumes that credit organizations ought not market to undergrads, so as not instigate understudies to embrace obligations pointlessly which would prompt a drawn out budgetary weight. References Faber and O’Guinn. 1992. â€Å"A Clinical Screener for Compulsive Buying†. Diary of Consumer Research, 19:459â€469. Ritzer, G. 1995. Communicating America: A Critique of the Global Credit Card Society, Thousand Oaks , CA : Pine Forge Press. Yamauchi, K. what's more, D. Templer 1982. â€Å"The Development of a Money Attitudes Scale†. Diary of Personality Asses This paper on Why Credit Companies Target College Students? was composed and put together by client AlexWilder to help you with your own investigations. You are allowed to utilize it for examination and reference purposes so as to compose your own paper; be that as it may, you should refer to it in like manner. You can give your paper here.

Financial Management Practices or Systems-Free-Samples for Students

9 causas para perder la ciudadanía de Estados Unidos

9 causas para perder la ciudadanã ­a de Estados Unidos Los ciudadanos de los Estados Unidos pueden perder su condiciã ³n de estadounidenses si realizan determinadas acciones que llevan aparejada como consecuencia la pã ©rdida de la nacionalidad. Esto aplica tanto a los ciudadanos que adquirieron su condiciã ³n en el momento del nacimiento como a los que la obtuvieron posteriormente, incluido el trmite que se conoce como naturalizaciã ³n, por el que los residentes permanentes legales se convierten en ciudadanos. Puntos clave: pã ©rdida de la ciudadanã ­a estadounidense Child raros los casos de retirada de la ciudadanã ­a estadounidense. La ley tiene previstos nueve casos en los que puede darse pero tasks ellos requieren que se trate de un acto voluntario y consciente.Una situaciã ³n diferente child los casos de desnaturalizaciã ³n por fraude, que se han incrementado en los à ºltimos aã ±os. Se est quitando la ciudadanã ­a a personas que mintieron en las aplicaciones de naturalizaciã ³n, obtenciã ³n de la tarjeta de residencia o las que cometieron un delito bets de naturalizarse y no revelaron este problema en la aplicaciã ³n. 9 acciones que, en teorã ­a, podrã ­an provocar la pã ©rdida de la ciudadanã ­a de los Estados Unidos Segã ºn la Secciã ³n 359 de la Ley de Inmigraciã ³n y Nacionalidad (INA, por sus siglas en inglã ©s), en la actualidad un estadounidense solamente podrã ­a stanza privado de su ciudadanã ­a cuando se dan una de las circunstancias siguientes: Prestar juramento o declaraciã ³n formalâ de lealtad an otro paã ­s despuã ©s de cumplir los 18 aà ±os.Obtener la nacionalidad de otro paã ­s de forma voluntaria y por peticiã ³n propia despuã ©s de haber cumplido los 18 aã ±os de edad. Servir en cualquier categorã ­a en un Ejã ©rcito extranjero hostil hacia Estados UnidosServir como oficial comisionado o no comisionado en el Ejã ©rcito de otro paà ­sServir como soldado en un Ejã ©rcito no hostil hacia Estados UnidosTrabajar para un gobierno extranjero despuã ©s de cumplir los 18 aã ±os Renunciar voluntaria y formalmente a la ciudadanã ­a como hicieron estos 10 famosos. Sentencia firme condenatoria por traiciã ³n a los Estados UnidosCondena firme por intentar derrocar el gobierno de los Estados Unidos En el caso de trabajar para gobierno extranjero es necesario que adems, se dã © una de las siguientes circunstancias: poseer tambiã ©n la nacionalidad del paã ­s de dicho gobierno , es decir, debe darse un caso de doble nacionalidad prestar algã ºn tipo de juramento o promesa como condiciã ³n para acceder an ese puesto de trabajo. Por otro lado, en el caso de renuncia voluntaria a la nacionalidad estadounidense, si se est fuera de los Estados Unidos la declaraciã ³n debe hacerse en una embajada o consulado de USA. Por el contrario, si la persona que desea renunciar se encuentra dentro del paã ­s deber contactar con el Departamento de Seguridad Interna. Sin ban, no siempre que se produzca uno de estos hechos se pierde la nacionalidad. Ya que por ley es necesario que concurran obligatoriamente dos requisitos siguientes: que el acto ocean voluntarioque el acto se realice con la intenciã ³n de abandonar la condiciã ³n de ciudadano. Y es que en Afroyim v. Rusk, una sentencia deâ 1967 la Corte Suprema reconoce que un ciudadano americano tiene un derecho constitucional a permanecer siendo ciudadano, a menos que voluntariamente renuncie a la nacionalidad. Y en 1980 con la sentencia Vance v. Terrace,â la Corte estableciã ³ que tal renuncia se puede hacer mediante una declaraciã ³n o mediante acciã ³n. Es fcil determinar que el acto es voluntario. Lo que no es tan claro es determinar cundo existe la intenciã ³n de realmente dejar de ser estadounidense. Para esto aplica la norma de las presunciones y a continuaciã ³n se explica cã ³mo se debe entender. Cundo el gobierno de EE.UU. entiende que feed intenciã ³n de renunciar a la ciudadanã ­a estadounidense Adems, de obviamente, cuando se renuncia formalmente a la ciudadanã ­a, se pierde, las autoridades consideran que feed intenciã ³n de dejar de ser estadounidense cuando: Se sirve en cualquier posiciã ³n en un Ejã ©rcito en hostilidades contra los Estados UnidosCuando feed una condena por traiciã ³n o por intentar derrocar al gobiernoCuando se sirve an un gobierno extranjero en una posiciã ³n polã ­tica En estos tres casos, los oficiales consulares investigarnâ si efectivamente se da la intenciã ³n de abandonar la ciudadanã ­a, como en principio se assume. Y en base a dicha investigaciã ³n, resolvern. Cundo el gobierno entiende que NO feed intenciã ³n de renunciar Existe una premisa administrativa que considera que se tiene la intenciã ³n de seguir siendo estadounidense en tasks los dems casos no previstos en el caso foremost. Es decir, cuando se presta alianza an otro paã ­s, se adquiere su nacionalidad, se presta servicio en un Ejã ©rcito extranjero no hostil o se acepta un trabajo para otro gobierno a nivel no polã ­tico.â La persona que realiza cualquiera de las cuatro actividades arriba mencionadas no necesita pedir permiso risks de hacerlas ni tampoco notificar a ninguna autoridad History of the U.S su intenciã ³n de seguir siendo estadounidense, ya que eso es lo que se assume. Pero es posible que cuando pida la renovaciã ³n del pasaporte americano o solicite registrarse para votar o cualquier otra actividad reservada a ciudadanos un oficial consular le pregunte si al realizar una de las cuatro acciones risks seã ±aladas deseaba renunciar a la nacionalidad estadounidense. Bastar con contestar â€Å"no† para seguir siendo americano. Sin ban, en el pasado no period asã ­ y muchos ciudadanos perdieron su nacionalidad. En estos casos podrã ­a ser posible recuperarla. Casos de desnaturalizaciã ³n por fraude Entre 1990 y 2017 hubo un all out de 305 desnaturalizaciones, es decir, 11 casos por aã ±o en los que se le quitã ³ la ciudadanã ­a estadounidense a personas que la habã ­an adquirido por medio de la naturalizaciã ³n. Pero desde ese aã ±o las desnaturalizaciones han incrementado y el gobierno reconoce que en la actualidad roughage aproximadamente unos 2.500 casos siendo investigados. Adems, en el presupuesto del aã ±o financial 2019 feed destinados an ICE 207 millones para investigar posibles casos de desnaturalizaciã ³n y que le permiten contratar an abogados e investigadores para intentar encontrar casos en los que el ciudadano naturalizado cometiã ³ fraude, es decir, mintiã ³, en el proceso de naturalizaciã ³n u obtenciã ³n de la green card. Adems, se buscan particularmente casos en los que el ahora ciudadano cometiã ³ alguna felonã ­a bets de adquirir la ciudadanã ­a y no lo reportã ³. Especialmente, los investigadores estn interesados en los casos de personas que recibieron una orden de deportaciã ³n pero se quedaron en el paã ­s y, posteriormente, adquirieron la ciudadanã ­a bajo otro nombre. Esto es posible porque se estn investigando huellas digitales de los aã ±os 90 y anteriores que no estaban digitalizadas y se estn comparando con los expedientes de naturalizaciã ³n. Consecuencias de la pã ©rdida de la ciudadanã ­aâ de EE.UU. Se dejan de tener tasks los privilegios, derechos y libertades propios de ser estadounidense Adems, a partir de ese momento se deber solicitar una visa para entrar an Estados Unidos, a menos que la persona ocean main de un pasaporte que le permita entrar como turista bajo el Programa de Exenciã ³n de Visas. Si careciese de otro pasaporte, la persona que voluntariamente deja de ser estadounidense se considera que es aptrida y carece de la protecciã ³n de ningã ºn estado. En task caso, la renuncia no evitar que esa persona ocean sometida a juicio por posibles delitos que haya cometido en EE.UU.. Asimismo, continã ºa estando obligada a hacer frente a las obligaciones financieras que haya contraã ­do en EE.UU. y a las militares, si las tuviera. Por à ºltimo, dejar de ser americano no supone el balance automtico de la relaciã ³n con los impuestos americanos, ya que habr que seguir cumpliendo esta obligaciã ³n por 10 aã ±os. Se aconseja consultar con el IRS para asegurarse de cules child las obligaciones pendientes en materia de tasas. La renuncia a la nacionalidad History of the U.S es definitiva. Es decir, una vez realizada no feed vuelta atrs. La à ºnica excepciã ³n es plantear una demanda administrativa o legal y ganarla. Y en el caso de las personas que dejaron de ser americanas motu proprio cuando eran menores de edad, debern notificar al Departamento de Estado que desean volver a ser estadounidenses dentro de los seis meses siguientes a haber cumplido los 18 aã ±os. Como es un acto de grandes consecuencias, bets de llevarlo a cabo es recomendable consular sobre el proceso para entender tasks sus aspectos. Las dudas se atienden en la Oficina de Asuntos Consulares del DoS en Washington, llamando al 1-202-736-9110 o enviando un correo electrã ³nico an ASKPRIstate.gov Derechos y obligaciones de los estadounidenses en el outside Los ciudadanos tienen obligaciã ³n de pagar impuestos, aunque residan habitualmente en otro paã ­s. Pero tambiã ©n tienen derechos, como en determinados casos transmitir la ciudadanã ­a a sus hijos, recibir el pago del check del seguro social o votar en las elecciones para Presidente registrndose en el à ºltimo estado en el que se residiã ³. Si han formado una familia y desean regresar an Estados Unidos, podrn solicitar los papeles por matrimonio para su cã ³nyuge, si bien pueden existir obstculos que deben ser tenidos en cuenta. Este es un artã ­culo informativo. No

Sumerian And Egyptian Deities Essays - Egyptian Gods, Enma Eli

Sumerian And Egyptian Deities The Sumerian and Egyptian societies built up a rich and point by point folklore over the a huge number of long stretches of their reality. Each culture built up its own mind boggling, polytheistic arrangement of divinities and love. There are numerous parts of both of these two culture's divine beings that are comparative, yet for one to really comprehend the connection between these two societies one must dive further and take a gander at the distinctions. The Sumerians had four driving gods known as making divine beings. These divine beings were A, the lord of paradise; Ki (Kiki), the goddess of earth; Enlil, the lord of air; and Enki (who later became Ea), the divine force of water. Like these maker divine beings, most Sumerian divine beings are the exemplification of nearby components and normal powers. (Kramer) The Sumerian divine beings were assembled into three levels demonstrating their significance and force. The most elevated level was that of the essential gods or maker divine beings who were made for making all life on earth life. The following degree of divine beings were known as The Seven Who Announced Fate. This gathering not just comprised of the four essential divinities yet in addition included Nanna, his child Utu, the sun god and a divine force of equity, and Nanna's girl, Inanna, goddess of affection and war. The greater part of the divine beings were in the next level that was known as the fifty extraordinary divine beings or the Anunna. The base level comprised of lower divine beings, diving beings, and now and again saints. Sumerians accepted people were made as work sparing devises for the divine beings. Every family and town had a supporter god that may interven in pained occasions to help the individuals. Most towns additionally had a ziggurat in which they loved that city's god. The ziggurat additionally filled in as the home of the esteemed cleric. The high cleric was viewed as awesome and it was his business to tell the individuals the other divine beings' will. This was generally done by understanding sheep or goat entrails.(Siren) One legend known as the creation fantasy summarizes a ton about how the Egyptian divine beings were made. In this fantasy, it recounts when there was only a ground-breaking being called Nun. Cloister adherent was ground-breaking to such an extent that a sparkling egg emerged from her, which was Ra. Ra was thought to have been forceful to such an extent that he willed his youngsters into being. The first was Shu, who was viewed as the divine force of the space furthermore, light between the sky and the earth. Next Ra made Tefnut, who was the exemplification of the dampness of the sky. At that point the divine force of the earth, Geb was made. Next Nut was made. Nut was the goddess of the daytime sky, however was later the goddess of the sky by and large. The last god to be made was Hapi, the old Egyptian divine force of the Nile. After the entirety of the divine beings where made, Ra made men and went practical in human structure to lead as the principal pharaoh of Egypt. (Egypt Mythology)Unlike the Sumerian confidence in a gathering of divine beings making everything, Egyptians trusted Ra made the earth and living things. Moreover Egyptians, similar to the Sumerians, accepted that their strict pioneers were as a matter of fact divine beings themselves. Egyptians didn't accept that there was a benefactor god for every city albeit every god had a city that was viewed as their focal point of venerate. Additionally, in contrast to the Sumerians, the Egyptians didn't have a mind boggling framework of levels for their gods, albeit a few divinities resistant stand apart as being the conspicuous divine beings. This is most likely in light of the fact that those divine beings were thought to have influenced the regular day to day existence of the Egyptians. Egyptian divine beings were loved in colossal sanctuaries that were dissipated all through Egypt. In a large number of these sanctuaries hieroglyphic works about numerous Egyptian divine beings, due to this we presently know an huge measure of data about this current societies' divine beings. (Particles) The equivalent can be said for the Sumerians who left cuneiform tablets that revealed to us much about this old development. There are numerous parts of both of these two culture's divine beings that are comparative, yet for one to genuinely comprehend the connection between these two societies one must dive further and take a gander at the distinctions. Both the Egyptians and the Sumerians venerated numerous divine beings that are the representations of neighborhood components and common powers. Each culture hade a unique god for the major life supporting components, for example, water, air, and light (sun). Then again, each culture created singular legends and approaches to love their divine beings. In end, the religions of these two old civic establishments

An Interview with Jennifer South WWOR-TV free essay sample

This paper talks about system TV promoting concerning an inside and out meeting with Ms. South,a previous deals official at WWOR-TV UPN 9. The paper inspects arrange TV promoting, concentrating explicitly on United Paramount Network, their rules on leeway and associate pay, estimating, square programming, CPMS and Avails. Ms. South clarifies the contrasts between front, dissipated, and spot purchases just as the meaning of the terms: inclusion region, day parts, appropriation rates and station contract. From the paper: ?The initial phase in getting your commercial put on UPN is accumulating freedom for your promotion. On the off chance that your advertisement isn?t endorsed by the system it won?t air.?, Ms. South specifies. ?To maintain a strategic distance from costly altering costs you shouldn?t even make the business except if earlier endorsement has been gotten for the business at the content and storyboard level.? During the freedom stage all cases embraced in the business must be archived. We will compose a custom paper test on An Interview with Jennifer South WWOR-TV or on the other hand any comparable point explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page

How to Write Good Comparative Essay Topics

How to Write Good Comparative Essay TopicsMost colleges now require students to take a comparison essay and compare two contrasting subjects, subjects such as the U.S. Constitution and the Bible. These articles are required for most admission requirements and can greatly improve your grade point average (GPA) if you write them well.Even though most of us know what an essay is and how to properly create one, many students still tend to neglect this part of their composition grade. While doing your preparation, be sure to compare two things in your college application or admission essay. This will help you master these aspects of the essay and enhance your skills.The essays you will be required to write on your college applications are called Comparison-Concern Essay Topics. Some examples of these are comparing the Christian faith with other religions or comparing a 'welfare' system with the free-market economy. Other examples are comparing the education system in the United States to that in other countries. These topics help students understand how well they can create effective and meaningful articles by considering the differences between two opposing points of view.When learning how to write an article, remember that outline writing is also a skill. Be sure to list your topic in a logical order, beginning with the topic that you will cover in your essay, and ending with the conclusion that you want to get across. By the time you get to the end of your article, you should have gained a thorough understanding of the topic and all of the implications.It is also important to learn to effectively summarize what you will say in your outline writing so that you can then express your students's comprehension of the article. When students read the summary section of your composition, they should be able to follow and fully comprehend what you have written. You can also use the summarizing section to make sure that your students have fully understood the conclusion. T his is a must for any student in college.Any good essay can be turned into a great way to get a job by using the right research. There are many different methods of studying and knowing your own biases to help you master these article skills. Any professor, whether it is online or in a classroom, is going to appreciate a proper analysis of what you have written. The words in an essay like this are often used to make or break the reader's interpretation of the situation.If you're writing for a college application, remember that you're writing to a group of people who are judging you. You need to focus on not only making yourself look good in this critical task, but you also need to make sure that you convey your best possible ideas in order to gain admittance to your chosen school. Writing this type of article is not something that most students ever consider, but it is an important part of the process. You should learn how to write an effective comparison essay.Remember that good co mparison essay topics are a part of college admissions. Take the time to learn what your weaknesses are and what you're good at and find a way to use it to your advantage.

Good Resources for College Scholarships

Learn How to Start Your Scholarship Search and What to Do to Stand Out In addition to searching for the school that best aligns with personal needs and goals, many students and families are eager to find higher education options that are a good financial fit. College scholarships can help make universities more affordable while also offering students the opportunity to spotlight unique strengths and passions. When it comes to applying for college scholarships, it can be difficult to figure out how to get started. Keep reading for some top tips for searching for and securing college scholarships. Do Your ResearchWe advise students to conduct thorough and comprehensive research. Instead of settling for the first program you see, carefully examine different scholarship opportunities in order to gauge which ones are the most relevant to you. There are thousands of unique scholarship opportunities, so it is important to sift through all of your options and pinpoint a select handful to apply for. Personalize Your Process Students should focus on scholarships that directly relate to their interests, goals, personal achievements, and backgrounds. Because there are so many unique scholarship opportunities out there, it is likely that every applicant will be able to find at least a handful of programs that specifically relate to their profile and background. Students who choose scholarship opportunities that are truly relevant to them will have an easier time completing the application process and will likely stand out as exceptionally qualified applicants. Mind the Fine PrintThe rules and regulations for application processes can differ significantly, depending on which scholarship a student is applying for. In order to be competitive throughout the application process, applicants need to make sure they are following proper protocol. This can include submitting applications by certain deadlines and providing all of the materials outlined in the opportunity. Some scholarships may ask for high school transcripts, essays, and letters of recommendation, so make sure you have everything you need in order to stand out. Get Started EarlyWhile scholarship deadlines can vary significantly, students who start the search process early are often at an advantage. Getting a jumpstart on scholarship applications can also help to ensure that students will have ample time to focus on their college applications and bypass some of the stress that comes with having to complete both at once. Below, we highlight some top scholarship search resources for students who are eager to start working on their applications as soon as possible: BigFuture Scholarship Search: The College Board’s scholarship search resource includes over 2,200 unique programs and a total of more than 6 billion dollars of aid money. Personalization options help to ensure search results are relevant to specific applicants. Scholarships.com: With over 3.7 million college scholarships and grants, this resource provides applicants with a high number of opportunities. The website also has a scholarship directory for students who are eager to view as many options as possible. Fastweb: This scholarship search resource also includes part-time job listings for students who are eager to gain work experience while on campus. Fastweb also creates lists and categories to make it easier for students to stay on top of their to-do lists. Federal Student Aid: A resource from the US Department of Education, this website answers FAQs and has links to several different search tools. The college scholarship process takes time and hard work, but it can also be an exciting opportunity to gain recognition for the causes and passions that a student is most interested in. If you are in the midst of the college search process and need guidance, our team of college admissions experts can offer personalized advice.

The Poverty Of High Schools - 1498 Words

It could be up to the teachers to save the country from an economic downturn The Unprepared Youth Each year, high schools across America send students out into the world without the skills they need to succeed. Admittedly, students learn the basic academics to move onto the next level, but the basic skills required in life are being put aside and forgotten. Today, high achieving seniors graduate understanding how to find the definite integral of a function and preform electrophoresis, but they do not know everyday skills like how to file their taxes. In order to succeed in the real world, high schools need to equip students with tools for everyday life. The numerous tools students need includes knowing how to become financially stable. â€Å"In 2013, approximately 10.9 million school-age children 5 to 17 years old were in families living in poverty† (â€Å"Children Living in Poverty†). When brought up in an environment surrounded by poverty, children possess a higher likelihood of staying in it. Schools must teach these children how to overcome financial adversities and manage their money. If their parents cannot understand how to financially make it, who is responsible for teaching them? They must look to their teachers because they possess their only hope to advance in the world. It’s up to the schools to teach these underprivileged kids the financial basics. With the gap between the rich and the poor increasing with no sign of stopping, America is obligated to narrow it.Show MoreRelatedHigh Poverty And Low Poverty Schools2515 Words   |  11 PagesHigh poverty and low poverty schools are different in many ways. From student backgrounds to location, the socioeconomic makeup of a school affects everything. The one place where differences would seem to be minimal would in the professionals that work in these schools. 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Chapter three describes the sampling procedures, research methodology, instrumentation, data collection, data analysis and procedures for the study of leadership styles and school climate differences in schools of different poverty levels. Significance of Study Poverty and its effects

Great Ideas to Make Your 21st Birthday Memorable

Turning 21 is a rite of passage for Americans  since its the age when its finally legal to drink alcohol. Its the last milestone of official adulthood, with the right to vote set at 18, the right to marry varying by state, and the right to drive extended to kids as young as 16.   Getting stone-drunk on your birthday may sound like fun in theory, but it may make memories of the evening hazy later on. So here are some ideas to bring in your big 21 like a mature adult. Travel Someplace New Make your 21st year the year of globe-trotting. You dont need a big budget to travel. Ditch the lavish hotels, and go for small, inexpensive ones, or even check out hostels. You can also connect with friends abroad and stay with people you know. That way, you get to experience the local flavors and a great cultural experience.   Even if your budget doesnt allow for overseas travel, try to find a way to get out of your comfort zone for a while, to meet new people and experience new things.   Visit Your Childhood Home If you have relocated since your childhood, visit the place you were born. Meet old neighbors, family friends, and people you once knew. Perhaps they have pictures or stories to share with you. When you revisit your place of birth, you realize what a long way youve come.   Of course, if its not possible to make the visit, or if childhood memories of your birthplace arent happy ones, you can take some time to reconnect with old acquaintances and family you havent seen or spoken to in a while. Birthdays are a good time to look back on all youve achieved.   Donate to Charity How about giving away all the stuff that you have grown out of? Find a charity organization that will be happy to collect your old belongings. There is a certain joy in giving. You will cherish this memory forever. Drink Responsibly If you plan to go out partying with friends, make sure to have someone sober to drive you home safely or that you have a smartphone to contact a taxi or a ride-share service. No driving after youve been drinking alcohol. Reflect on Your Milestones and Plan Ahead As you grow older, you are also supposed to grow wiser. Your 21st birthday is the perfect occasion to plan your future. Look back at the milestones you achieved and ponder about your life ahead: What do you want to do over the next year? How do you plan to improve your life? What are the mistakes you never want to repeat? Quotes About Getting Older And finally, here are a few quotes that may give you inspiration for your 21st birthday: The man who views the world at fifty the same as he did at twenty has wasted thirty years of his life. – Muhammad Ali When a man is tired of life on his 21st birthday it indicates that he is rather tired of something in himself. –​ ​F. Scott Fitzgerald At twenty years of age, the will  reigns; at thirty, the wit; and at forty, the  judgment.   –  Benjamin Franklin Live as long as you may. The first twenty years are the longest half of your life. – Robert Southey Nature gives you the face you have at twenty, but its up to you to merit the face you have at fifty. – Coco Chanel How swift have flownTo me thy girlish times,A woman  grown  beneathMy heedless eyes!In vain I rackMy fancy to believeThe almanac,That speaks thee twenty-one.– Charles Lamb

What Efforts Are Being Taken Wildlife Protect Endangered...

What efforts are being taken to protect endangered wildlife? The animals are in trouble, and we need to help. Whether you want to believe it or not, animals seen all around the globe are slowly dying out. We can t fully stop this devastating loss of life, but we can prevent animals dying from causes like pollution, deforestation, and hunting. What does endangered mean to you? Does it mean some unimportant animal is dying out or does it mean that part of our world as we know it is falling apart? Endangered animals are endangered for a reason. Were trying to keep them around as long as we can. We can t sit around waiting for the animals to help themselves, we have to do something to help. There s so many types of†¦show more content†¦The Endangered Species Act also benefits people by maintaining healthy, natural systems that provide us with clean air, water, food, medicines and other products that we all need to live healthy lives. The Endangered Species Act is very important, because it saves our fish, plants and wildlife from going ex tinct. Once they are gone, they’re gone forever and there is no getting them back. Losing even a single species can have awful impacts on the rest of the ecosystem, because the effects will be felt throughout the food chain. From providing cures to deadly diseases to maintaining natural ecosystems and improving overall quality of life, the benefits of preserving threatened and endangered species are invaluable. The ESA adds and takes animals off the endangered species list as they feel necessary. They go through a long process to see improvement, growth, anything that is letting us know it s getting better as a species. Many species protected under the ESA are on their way to recovery. The manatees were endangered for a long time and now thanks to the ESA they ve moved up to threatened. This is great for the manatees, it means they re populating and getting bigger as a species. The Act provides numerous conservation resources to help states, tribes, and private landowners. S ince it was signed into law the Endangered Species Act has afforded protection to more than 1,500 species in the United States. Millions of acres of forests, beaches, andShow MoreRelatedThe World Wildlife Fund ( Wwf ) Essay1387 Words   |  6 PagesMedia Audit The World Wildlife Fund (WWF) has launched several campaigns in the past few years, all focused on several endangered species and natural habitats to try and save the extinction of the planet’s biodiversity. Although WWF has had success in their campaigns and received a plethora of positive feedback, the non-profit organization has also received negative comments in the media. Strengths Goals. WWF’s work has evolved from saving species and lands to addressing the larger global threatsRead MoreThe World Wildlife Fund ( Wwf ) Essay1393 Words   |  6 PagesMedia Audit The World Wildlife Fund (WWF) has launched several campaigns in the past few years, all focused on several endangered species and natural habitats to try and save the extinction of the planet’s biodiversity. Although WWF has had success in their campaigns and received a plethora of positive feedback, the non-profit organization has also received negative comments in the media. Strengths Goals. WWF’s work has evolved from saving species and lands to addressing the larger global threatsRead More Proposing Taxation of Products to Preserve Wildlife and the Environment1887 Words   |  8 PagesProducts to Preserve Wildlife and the Environment â€Å"Only after the last tree has been cut down,   Ã‚   Only after the last river has been poisoned,   Ã‚   Only after the last fish has been caught,   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Only then will you realize that money cannot be eaten.†   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   ---The Cree People    Wildlife is declining more rapidly each day with innumerable species already on the endangered species list and hundreds more waiting to be put on. Although great efforts are being made by organizationsRead MoreThe Devastation of Poaching in Africa Essay1614 Words   |  7 PagesPlanet Earth is the one and only home for humans, and it’s their natural duty to protect it and all of its inhabitants. 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This Pygmy Rabbit is the smallest species of its kind in North America, and it is also one of the only two species of rabbit in the world that digs its own burrow. The Pygmy Rabbit is different from other species because it falls within the monotypic genus ‘Brachylagus’. The phylogenetic identity of this rabbit is as follows: Animalia (Kingdom), Chordata (Phylum), MammaliaRead MoreProtecting Pygmy Sloth Habitat On The Isla Escudo De Verguas1167 Words   |  5 Pages The plan to protect pygmy sloth habitat on the Isla Escudo de Verguas is to create a team to begin gathering research to develop a Comprehensive Conservation Plan. The research gathered can be from previous research conducted by a variety of scientists. In addition, new data should be collected on the current population of Pygmy sloths in addition to the amount of mangroves on the island. This plan will make sure that the endangered animals on the island are protected and ensure that the refugeRead MoreEndangered Species Research Paper : Animals Are Harmed By Letting Nature1622 Words   |  7 PagesSarah Bader March 22nd, 2016 Endangered Species Research Paper Period: 2 Haven’t we lost enough? Animals are harmed by letting nature take its course, but human poaching is a major contributor. â€Å"Extinctions have occurred throughout our planet’s natural history. Some species develop as others die out, making space in the ecosystem for those best suited to any given habitat’s natural conditions. Long before human beings arrived, fossil records show that populations of animals evolved, thrived, declinedRead MoreThe Bald Eagle And Amur Leopard3039 Words   |  13 PagesLeopard, are in danger of becoming extinct. The amount of extinctions have exceedingly increased during the late 1900s and early 2000s. Humanity has taken most of the blame for some of the species to become threatened, endangered, or extinct. On the other hand, more species develop when others die. Even though the extra space is filled with new wildlife, it’s tragic to lose a small scale but important species. Once a species dies out, it’s gone forever with no point of return. Human activities, including

Personal and Professional Ethic free essay sample

List 2 examples of legal issues affecting healthcare and describe how you determined your choices to be legal issues. 2. Give 2 examples of ethical issues affecting healthcare and describe how you determined your choices to be ethical issues. 3. Give 2 examples of moral issues affecting healthcare and describe how you determined your choices to be moral issues. 4. Describe the impact your own personal ethics may have on your practice as a healthcare professional. 5. List 3 ideas that you have for keeping your personal and professional ethics separate: . How does diversity (ethnic, social and cultural) play a role in providing patient care for your chosen profession? Unit 9 Project Questions: Part II (NOTE: you may need to refer to chapter 3 and/or Unit 2 for this section) 7. What is the name of the professional organization related to your chosen career? (NOTE: a list of professional organizations can be found in the Code of Ethics and Professional Organizations module in the Reading section of Unit 2) 8. We will write a custom essay sample on Personal and Professional Ethic or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page How will your professional Code of Ethics help to guide you in making decisions on-the job? NOTE: a link to your Code of Ethics can be found in the Code of Ethics and Professional Organizations module in the Reading section of Unit 2) 9. How does your professional Code of Ethics differ from the American Medical Association Code of Ethics? 10. Does your professional organization offer a credentialing exam for your career? If so, what is the name of the credential you can receive after passing the exam? 11. For most allied health professionals, a certification can be preferred but is optional. Why is this? 12. Name two healthcare professionals in which a license would be required to practice.

Strategic Marketing management and hospitality sample

Question: Describe about the Strategic Marketing Management of Hospitality? Answer: Introduction This paper focuses on analyzing the current position of Starbucks by conducting market analysis. PESTEL analysis has helped in getting an insight regarding the macroeconomic condition. Additionally, SWOT analysis has contributed in identification of the strength, weakness, threat and opportunities of the organization. Marketing plan has been developed for launching new product the marketing plan includes identification of the target market, market segmentation and marketing mix strategies. Effective strategy is essential for maintain the position in the intensely competitive market and ensuring future growth in the international market. Financial forecast has been presented at the end of the paper. Company Overview Starbucks is one of the leading coffee shops which started its journey in 1971 with a single store in Seattle. Presently the company has 21,878 outlets across more than 65 countries. Starbucks offer the finest coffee of the globe that is grown, prepared and served by the experts. Mission of the organization is to inspire as well as nurture the human spirit one person, one cup and one neighborhood at a time. The company has been focusing on serving the best coffee to its customers. The major aim of the company is to use coffee that is grown under the best standards in terms of quality by adopting ethical practice. The organization sends its representative to the coffee farms of Africa, Latin America and Asia in order to ensure superior quality coffee beans that are grown ethically are used by the company. Starbucks believe that its employees are at the heart of the Starbucks experience (Starbucks Coffee Company, 2015). Products: Starbucks offer wide range of exclusive products which can be enjoyed by the consumers in the Starbucks stores, at their home or on the go. The company has been offering more than 30 blends and single origin premium coffees. The product range includes fresh brewed coffee, smoothies, espresso beverages, refreshers, teas and frappuccino etc. Moreover, Starbucks offer fresh salads, baked pastries, oatmeal, fruit cups, sandwiches etc. The consumer products of Starbucks include coffee beans, ready brew, ground coffee, ready to drink tea and coffee beverages etc (Starbucks Coffee Company, 2015). Financial Position: In 2013, net revenue of Starbucks has been estimated to be $ 14.9 billion and it has enhanced by 12% in comparison to 2012. Cash flow from operation has increased by $ 1.1 billion from the previous year. The financial statements of the company clearly indicate that the company has been encountering significant growth. The company has achieved highest sales growth in China and Asia Pacific region (Investor.starbucks.com, 2015). Sustainable Business Practice: Starbucks have always focused on maintaining a balance between profitability and social conscience. The company has adopted a holistic approach in order to source best quality coffee ethically. Starbucks have been supporting farmer loans as well as forest conservation programs for fostering a better future for the farmers and better place to leave. The company is committed to the environment and it cares for its planet through water and energy conservation along with recycling. Market Analysis International coffee market has experienced significant transformation over the last fifty years. According to International Coffee Organization, global consumption of coffee has been increasing at the growth rate of 1.9% per year over the last fifty years. The growth rate has increased to 2.4% since 2000. United States of America European Union and Japan account for the principal share of the global demand of coffee. Domestic consumption in the coffee exporting nations has significantly increased over the last few decades. In the traditional importing market of coffee has encountered slight decline in the annual growth rate of consumption. Despite the population growth, increase in coffee consumption in the traditional markets has been estimated to be weak. On the other hand, in the emerging markets, the demand for coffee has been increasing significantly. It has been expected that the emerging markets will be important source of growth in the global consumption in near future (Inte rnational Coffee Organization, 2014). According to the market research conducted by the National Coffee Association of USA, it has been observed that Americans are shifting to the gourmet coffee and 34% consumers in USA prefer gourmet coffee beverages (National Coffee Association, USA, 2014). Espresso based beverage and regular coffee prepared with gourmet coffee beans are receiving growing popularity in US and it has grown by 3% from the previous year (Brown, 2014). On the other hand, trend has reported that consumption of non-gourmet beverages has declined by 4%. According to the report published on the trend of coffee consumption, it can be clearly identified that the consumption is declining. Additionally, it has been recognized that popularity of tea is rising and the rising price of coffee is one of the major reasons behind it (Mitchell, 2015). Additionally, tea has lot of health benefits and growing concerns about health can be considered as a major reason for preferring tea. Presently 59% American drink coffee re gularly and it has been found that younger people in US drink fewer cups coffee daily (Fortune, 2015). On the other hand, coffee industry of Australia has been expecting significant growth in near future (Bowling, 2015). Porter's Five Forces Analysis: Competitive Rivalry Starbucks have been operating in the monopolistically competitive market. It has been observed that Starbucks have been able to achieve significant brand loyalty despite of the inflated price. From the market analysis it has been observed that the company has been maintaining good control over its high price. The high quality coffee has helped the company in differentiating form its competitors. The major competitors of Starbucks are the specialty coffee shops and the quick service restaurants. However, the present trend has clearly indicated that consumers are looking for lower priced beverages. Hence, Starbucks will encounter decline in sales as consumes will shift to the shops offering good quality at lower price (Jeffs, 2008). Bargaining Power of the Suppliers Starbucks believes in ethical sourcing and it focuses on integrating sustainability into their supply chain. High quality and ethically grown coffee beans are sourced from the different regions of Africa, Latin America and Asia. Starbucks capitalizes the advantage large market share and size of the organization. The bargaining power of suppliers is low as Starbucks maintain fair trade and its brand name attracts the suppliers to get associated with the organization. Bargaining Power of the Customers Bargaining power of the customers is one of the important factors that influence the strategy of the organization. Starbucks offers wide range of high quality products and its brand value easily attracts as well as retains customers. However, as the customers are getting various alternatives, they can easily switch to other brands offering lower price without making compromise on quality. Hence, the bargaining power of the customer is moderate in case of Starbucks. Threat of New Entrants Entrance of new market players is significantly reliant upon the level of barriers to enter into the market. In case of beverage industry, the barrier to entry is quite low and the initial investment is not very high. Hence, it is very easy to penetrate the market. However, for the new market players, it will be very difficult to compete with the market leader like Starbucks. Therefore, it can be concluded that in case of Starbucks, threat of new entrants is moderate. Threat of Substitutes Threat of other substitutes also plays a major role in reshaping the strategy of an organization. In case of Starbucks, the threat of substitutes is high. For instance, fresh fruit juice, packaged fruit juice, energy drinks and tea are the substitutes of coffee. Especially, tea has been receiving growing popularity across the globe. Health consciousness is rising and consumers have identified the health benefits of tea. Hence, it can be stated that the threat of substitute is high for Starbucks (Grigg, 2002). PESTEL Analysis PESTEL analysis is a strategic management tool which provides significant insight to the macroeconomic environment. In the following table six external factors have been briefly discussed in order to provide an overview of the macroeconomic environment of Starbucks. Factors Political Starbucks have been encountering major concern related to the sourcing of raw materials which has attracted the political attention. Hence, it is important adhere to the norms of that nation for conforming to the fair trade practice (Sadler, 2003). Starbucks has been operating in different nations across the globe and it has been encountering regulatory pressure from different nations. Economic Global economic slowdown especially in the European market has been a major concern for Starbucks. It has been affecting the profitability of various organizations. Recent trend has indicated that people are shifting to other beverages form the high priced coffee. In different nations, labor cost and other operational cost vary and the company needs to develop its strategy according to the market situation. Social The company may focus on targeting broad market in different economy which will require lowering the price of the products. Consequently, the quality of the product will be compromised in this case. The social factor of different economy has clearly indicated consumers preference for low priced products which must be considered by the firm (Parasuraman, 1987). Technological Advancement of technology has been shaping the demand of the consumers. Starbucks has been offering Wi-Fi in the outlet for attracting the young generation. Mobile app has been receiving rapid popularity and Starbucks has adopted it to provide convenience to its consumers. Additionally discount coupons have been generated in association with Apple (Vrontis and Kogetsidis, 2008). Environmental Environmental impact of the business activities must be reduced. Hence, it is important for the business firm to be well aware of the business activities and ethical practice. Legal In each territory, Starbucks need to ensure that its activities comply with the legal framework. Competitor Analysis Coffee market is highly competitive and the competition analysis provides a clear scenario of the position of Starbucks in the market. Starbucks have been operating in the monopolistically competitive market. It has created a standard for its product and it has been controlling the inflated price. High brand image of Starbucks differentiates its products from its competitors. High quality and ethically sourced coffee are the major reason behind the success of Starbucks. There are various coffee shops in the market and those are the principal competitors of Starbucks. Costa Coffee, Dunkin Brands, Petes Coffee and McDonalds are creating pressure on Starbucks. In terms of location, Starbucks encounter major challenges from the restaurants and ready to drink coffee shops located in the prime locations (Kotler, 2000). The intensity of the rivalry has been increasing and Starbucks will encounter major issues in gaining new customers as well as retaining them. Competitors of Starbucks have participated in a price war which can significantly affect the profitability of the firm. SWOT Analysis SWOT analysis helps in identification of the internal strength and weakness of the organization along with the external threat and opportunities. An organization must focus on improving the weakness and capitalizing strength as well as opportunities for enhancing the overall business performance. Strength One of the major strength of Starbucks is its wide range of products offered to its customers. Starbucks strongly believe in sustainable business practice and it focuses on the ethical sourcing of raw materials (Loureiro and Lotade, 2005). The company values it employees and considers them as partners. Starbucks have focused on mass advertising which assisted in establishment of the brand name. The research and development team of Starbucks has been working on strengthening its product portfolio which satisfies customers having different needs. Strong brand name, value and brand loyalty has provided significant advantage to the organization (Grant, 2011). Effective customer relationship management and branding strategy of the company has contributed in the success of the organization. Weakness Starbucks has been majorly focusing on coffee and retail. However, it is very important to diversify for achieving greater market share as well as expansion of the business. Starbucks have focused on differentiating its product by offering best quality coffee. However the price is too high that the consumers may forego the premium experience by switching to other products with lower price. Starbucks is significantly reliant on the domestic market, i.e. US market. Opportunities Starbucks have ample opportunity to expand in the emerging market as the trend has demonstrated the growth rate of coffee consumption has increased in the developing economies. Starbucks have an opportunity to expand its product mix and achieving large market share by adoption of effective marketing strategy (Harrison, 2005). Use of mobile app can help in enhancing the business as it offers greater convenience to the customers. As Starbucks already have a powerful brand image, it can focus on leveraging it for venturing product diversification and brand extension. Threat Starbucks have been encountering significant threat due to increased competition. For instance, Costa Coffee, Dunkin Brands, Petes Coffee and McDonalds have been creating significant pressure on the brand. Price volatility in the international coffee market can be considered to be a major threat for the organization. Starbucks do not have a control over it, but it can affect the profitability of the organization. Starbucks is significantly reliant on the developed economies and the market is becoming saturated. Lifestyle and the taste of the consumers are changing and the customers prefer healthy products. Demand for coffee has been declining in the developed nations (Mohr, 2013). Idea of New Product and Service SWOT analysis of Starbucks have clearly indicated that the company ample opportunity to expand its product line. Analysis of the market has indicated that the consumers are becoming increasingly health concerns. Negative impact of drinking coffee has been identified by the consumers. Moreover, it has been found that tea has been receiving significant popularity in the developed nations. Though Starbucks have some other beverages such as tea and fruit juice, the major product is coffee. As the consumption of coffee is declining, Starbucks must focus on launching new products. As tea and fruit juice are the principal substitutes of coffee, Starbucks can plan launching wide variants of tea and fruit juice. Presently, Starbucks has been offering brewed tea, latte and iced tea. New variants of tea and nutritious fruit juice must be offered by Starbucks. It will focus on highlighting the nutrition value and health benefits of these products (Hawkins, Best and Coney, 2004). Future Marketing Strategy Target Market Target market for the new products will be the health conscious consumers. The company must target thee people who will be loyal and thus brand loyalty can be achieved. Moreover, it will also include existing customers of Starbucks. It will include the younger generation who drinks fewer cups of coffees and the adults. Starbucks will target the office goers who consume soft beverages and they can afford expensive products (Winer, 2004). Market Segmentation Loyal Customers Starbucks will target the regular customers or the loyal customers. Starbucks can promote the health benefits of the newly launched products and capture the exiting market. Young Adults of Age Group 18 -24 Young adults do not prefer coffee as they have identified the negative impact of drinking too much coffee. Moreover, they cannot afford the high price of coffee. Hence tea and fruit juice will be a preferred option for the young adults belonging to the age group of 18 24. Adults of Age Group 30 55 Adults are also the principal target of Starbucks. People belonging to the age group of 30 -55 are switching from coffee to other beverages. Hence, targeting this wide market would significantly help in boosting the market share of Starbucks. Additionally, the office goers can easily afford the expensive products of Starbucks and the health benefits of tea and fruit juice will attract and retain these people easily (Sheehan, 2011). Marketing Mix Marketing mix has major four elements that help in determining the marketing strategy of the organization. In the following table, the marketing mix elements for launching new products have been presented. Marketing Mix Elements Strategies Product Starbucks will expand the product mi for offering healthy beverages to the target market. It has been observed that the lifestyle and preference of the consumers are changing and consumption of coffee is declining in the developed economies while tea has been receiving increasing popularity. Consumers are becoming more health concern. Hence, Starbucks will launch tea and fruit juice. Wide range of tea such as different variants of iced tea, latte, herbal tea, black tea etc can be offered (Chernev, 2012). Moreover, fresh fruit juices of all popular fruits must be offered to the customers. In the packaged tea and fruit juice, the nutritional value must be written. The research team of Starbucks must focus on developing new products continuously according to the preference of the customers. Price Starbucks have adopted premium pricing strategy for its other products. In this case, it can adopt premium pricing strategy as it is considered to be significant part of the brand. Starbucks seems to define the status of the consumers. Hence, premium pricing strategy will be appropriate for Starbucks. However, price of tea will be lower than coffee as consumers are looking for low priced beverages (Winer, 2004). Place These products must be made available to all the stores, especially in the developed nations. Moreover, loose leaf teas can be made available online which will be convenient for the customers (Anderson and Vincze, 2004). Promotion Promotional strategy must focus on highlighting the major advantages of tea and fruit juice. The advertisement campaigns must communicate the nutrition value and health benefits of these products. Newsletter must be send to the registered customers. Additionally, advertisement must be published on social media for attracting the target market. Marketing campaign must be conducted for promoting healthy lifestyle (Cravens, Lamb and Crittenden, 2002). Financial Forecast Particulars 2014 (Base Year) 2015 2016 2017 Total Net Revenue $ 16,447.80 $ 18,750.49 $ 21,375.56 $ 24,581.90 Revenue Growth 14.00% 14.00% 15.00% Total cost of Operations $ 13,635.00 $ 15,680.25 $ 17,953.89 $ 20,557.20 Operating Profit $ 2,812.80 $ 3,070.24 $ 3,421.67 $ 4,024.70 Increase in Operating Profit 9.15% 11.45% 17.62% Conclusion Starbucks has been operating in the monopolistically competitive market and extensively focused on the domestic market. The trend of coffee consumption has indicated that consumption of coffee is declining. Hence, Starbucks must launch wide range of healthy beverages which will include tea and fruit juices. An effective marketing strategy has been designed and it indicates that the company will encounter revenue growth of 14% in the first year and the operating profit will be enhanced by 9.15% in 2015. References Anderson, C. and Vincze, J. (2004).Strategic marketing management. Boston: Houghton Mifflin. Bowling, D. (2015).Grind it up: competing in the crowded cafe sector. [online] Hospitality. Available at: https://www.hospitalitymagazine.com.au/beverage/grind-it-up-competing-in-the-crowded-cafe-sector [Accessed 19 Mar. 2015]. Brown, N. (2014).2014 Coffee Consumer Trends Report: More Gourmet, Single Cups. [online] Daily Coffee News by Roast Magazine. Available at: https://dailycoffeenews.com/2014/05/09/2014-coffee-consumer-trends-report-more-gourmet-single-cups/ [Accessed 19 Mar. 2015]. Chernev, A. (2012).Strategic marketing management. [Chicago, Ill.]: Cerebellum Press. Cravens, D., Lamb, C. and Crittenden, V. (2002).Strategic marketing management cases. Boston, Mass.: McGraw-Hill. Fortune, (2015).U.S. coffee drinking grindslower. [online] Fortune. Available at: https://fortune.com/2015/03/13/coffee-drinking-declines/ [Accessed 19 Mar. 2015]. Grant, R. (2011).Contemporary strategy analysis. Chichester: Wiley. Grigg, D. (2002). The worlds of tea and coffee: Patterns of consumption.GeoJournal, 57(4), pp.283-294. Harrison, J. (2005). Exporting a North American Concept to Asia: Starbucks in China.Cornell Hotel and Restaurant Administration Quarterly, 46(2), pp.275-283. Hawkins, D., Best, R. and Coney, K. (2004).Consumer behavior. Boston: McGraw-Hill Irwin. International Coffee Organization, (2014).World coffee trade (1963 2013): A review of the markets, challenges and opportunities facing the sector. London, United Kingdom: International Coffee Council, pp.1-13. Investor.starbucks.com, (2015).Annual Reports | Investor Relations | Starbucks Coffee Company. [online] Available at: https://investor.starbucks.com/phoenix.zhtml?c=99518p=irol-reportsannual [Accessed 19 Mar. 2015]. Jeffs, C. (2008).Strategic management. Los Angeles: SAGE. Kotler, P. (2000).Marketing management. Upper Saddle River, N.J.: Prentice Hall. Loureiro, M. and Lotade, J. (2005). Do fair trade and eco-labels in coffee wake up the consumer conscience?.Ecological Economics, 53(1), pp.129-138. Mitchell, D. (2015).This Is the Drink People Are Getting Instead of Coffee. [online] TIME.com. Available at: https://time.com/3747930/coffee-tea/ [Accessed 19 Mar. 2015]. Mohr, P. (2013). Changing Consumer Behavior and Influencing the Food Environment.CFW Plexus. National Coffee Association, USA, (2014).2014 National Coffee Drinking Trends - National Coffee Association. [online] Ncausa.org. Available at: https://www.ncausa.org/i4a/pages/index.cfm?pageID=924 [Accessed 19 Mar. 2015]. Parasuraman, A. (1987). CUSTOMER ORIENTED CORPORATE CULTURES ARE CRUCIAL TO SERVICES MARKETING SUCCESS.Journal of Services Marketing, 1(1), pp.39-46. Sadler, P. (2003).Strategic management. Sterling, VA: Kogan Page. Sheehan, B. (2011).Marketing management. Lausanne, Switzerland: AVA Pub. Starbucks Coffee Company, (2015).Mission Statement. [online] Available at: https://www.starbucks.com/about-us/company-information/mission-statement [Accessed 19 Mar. 2015]. Vrontis, D. and Kogetsidis, H. (2008). Environmental analysis as a means to customer satisfaction: the case of Starbucks in Cyprus.JIBED, 3(3/4), p.188. Winer, R. (2004).Marketing management. Upper Saddle River, NJ: Prentice Hall.

Militant Monks Essays - Knights Templar, Philip IV Of France

Militant Monks The Knights Templar, a military order of monks answerable only to the Pope himself, were founded in 1118. Their primary responsibility, at least initially, was to provide protection to Christians making pilgrimages to the Holy Land. They rose in power, both religious and secular, to become one of the richest and most powerful entities in Christendom. By the time of their disbandment in 1307, this highly secretive organization controlled vast wealth, a fleet of merchant ships, and castles and estates spanning the entire Mediterranean area. When the crusaders captured Jerusalem from the Muslims in 1099, the Church encouraged all faithful Christians to visit that holy city in order to affirm their faith. The area, however, was still subject to sporadic attacks from various non-Christian factions. A small group of knights, led by Hugh de Payens, vowed to protect the pilgrims. The group was granted quasi-official status by King Baldwin II of Jerusalem, who allowed them quarters in a wing of the royal palace near the Temple of Solomon. It is from this initial posting that the order derived its name. They took the standard vows of poverty, chastity and obedience and were bound to the rules of the Augustinian order. [Upton-Ward 1] The order languished in near-anonimity for several years, despite generous contributions from various European personages. In 1126, Count Hugh of Champagne, having donated his estates to Bernard of Clairvaux for use in building a monestary for the Cistercian order, arrived in Jerusalem to join the Templars. This action indirectly obligated Bernard to support the newly chosen advocacy of his benefactor. He wrote to the count, "If, for God's work, you have changed yourself from count to knight and from rich to poor, I congratulate you." [Howarth 49] In the year 1126, King Baldwin found two reasons for wanting official recognition of the order. First, he had, perhaps prematurely, bestowed upon Hugh de Payens the title of Master of the Temple. Second, the king had the opportunity to launch an attack on the city of Damascus, but he needed more knights. Papal recognition would allow open recruiting in Europe for the order. King Baldwin sent a letter to Bernard of Clairvaux, the order's primary patron, later known as Saint Bernard, asking him to petition the Pope for official recognition of the order. [Howarth 50-51] The King's letter was hand-carried to Bernard by two loyal and trusted knights, Andrew de Montbard, maternally related to Bernard, and Gondemare. Upon their arrival at Clairvaux, the two knights presented Bernard with Baldwin's letter, which came right to the point. [Upton-Ward 3] "The brothers Templar, whom God has raised up for the defence of our province and to whom he has accorded special protection, desire to receive apostolic approval and also their own Rule of life ... Since we know well the weight of your intercession with God and also with His Vicar and with the other princes of Europe, we give into your care this two-fold mission, whose success will be very welcome to us. Let the constitution of the Templars be such as is suitable for men who live in the clash and tumult of war, and yet of a kind which will be acceptable to the Christian princes, of whom they have been the valuable auxiliaries. So far as in you lies and if God pleases, strive to bring this matter to a speedy and successful issue." [qtd. in Howarth 50-51] Bernard realized at once the genius of the proposal to combine religious and military endeavors. Through such organizations, the borders of Christendom could be extended and fortified. He immediately granted his approval of the plan and pledged his full support. He petitioned Pope Honorius II for a special council to consider the matter, and he notified Hugh of his actions. [Howarth 51] The Council of Troyes convened on January 13, 1128, a bitterly cold Saint Hilary's Day, for the primary purpose of considering the request of the Knights Templar. Despite the delays of written communications, Hugh de Payens, accompanied by several brother knights, arrived from the Holy Land in time to attend the meetings of the Council. [Howarth 51] William of Tyre wrote an account of the events: "Nine years after the founding of this order, the knights were still in secular garb. They wore such garments as the people, for salvation of their souls, bestowed upon them. During this ninth year, a council was held at Troyes in France. There were present the archbishops of Rheims and Sens, with their suffragans; the bishop of Albano, the Pope's

Phil 2200. Ethics Essays

Phil 2200. Ethics Essays Phil 2200. Ethics Essay Phil 2200. Ethics Essay A. New Uses A bucket is a home object used for various purposes at home, and the applications include; washing clothes, fetching water. Other uses for the bucket include bathing, cleaning of the utensils and keeping them, storage of trash collected in the house, storing water for drinking, transportation of goods from one place to another, building the rocket stove, making a water filter. It is also used as a fire extinguisher, grow food. Harvesting rainwater, heating up water, raising chicken. B. Exotic Association In the activity, I found the following words in the book I used, soft, green, power, grab, and jug. The word soft is not related to the bucket. Green is related to the bucket since the bucket may either be in the color green. There is no power connection to the bucket in any form. There is a link between the grab and the bucket since when you want to move from the bucket from one position to another you have to grab it. Jug is a house object similarly a bucket is a home object. C. New Ideas Topic: Workplace violence Workplace violence refers to the threat of violence against workers in a working area. It may involve physical assaults, verbal abuse, threats or homicide. To deal away with the issue secure the place by incorporating video surveillance mechanism, install alarm systems, increase lighting illumination in the area. The second way to address the issue is by equipping the field staff with cell phones and alarms, which are handheld, make them prepare a daily work plan and ensure that you keep a person who is in charge of putting or keeping contact with the workers throughout the day. Provide intensive maintenance of the employer vehicles for emergency purposes. In life, people perceive things differently. The way a person judge something might be entirely different from the way other people see it. The whole idea emerges from the Critical or creative thinking, decision-making and problem-solving. These are the essential life skills that every individual ought to make either inductive or deductive judgments.

Learn the French Verb Conjugation for Attraper

Learn the French Verb Conjugation for Attraper In French, the verb attraper  means to catch or to pick up. What if you wanted to say I picked up? Then you would need to conjugate the verb into the past tense, which is either jattrapais or jai attrapà ©. There are, of course, other conjugations for  attraper  which French students will want to know. A quick lesson in transforming it to match the present, future, and past tenses will help. Conjugating the French Verb  Attraper Attraper  is a  regular -ER verb. This means that its relatively easy to conjugate because it follows a prescribed pattern. Once you learn which endings to use, you can apply that knowledge to similar verbs such as  attacher  (to attach) and  blesser (to hurt). In order to find the correct conjugation, use the chart and pair the subject pronoun the I, you, we, etc., or in French  j, tu, nous   with the appropriate tense for your sentence. For example, I catch is jattrape and we will pick up is nous attraperons. Subject Present Future Imperfect j attrape attraperai attrapais tu attrapes attraperas attrapais il attrape attrapera attrapait nous attrapons attraperons attrapions vous attrapez attraperez attrapiez ils attrapent attraperont attrapaient The Present Participle of  Attraper The  present participle  of attraper  is a verb, but it can also act as an adjective, gerund, or noun when needed. To make this change, we simply replace the -er  with -ant  to form the word attrapant. Another Past Tense of  Attraper You have two options when using attraper  in the past tense. One is the imperfect and the other is  known as passà © composà ©, which is more common and a little easier. In order to use the passà © composà ©, you will need two elements. First, is the appropriate conjugate for  avoir,  which is an  auxiliary verb. Second is the  past participle  attrapà ©Ã‚  and this does not change with the subject pronoun. As an example, to say I picked up in French, you will use jai attrapà ©. In a similar fashion, we caught is nous avons attrapà ©. Notice how the  ai  and  avons  are the conjugates of  avoir. More  Attraper  Conjugations When you are starting out, feel free to concentrate on the present, future, and past tenses of  attraper. As you dive further into French, you may also find a need for some of the following verb forms. You will find the subjunctive and conditional useful when the action is suspect, in question, or uncertain. The passà © simple and imperfect subjunctive are primarily found in formal writing. While these are not common, its good to at least be able to recognize them and associate them with  attraper. Subject Subjunctive Conditional Pass Simple Imperfect Subjunctive j attrape attraperais attrapai attrapasse tu attrapes attraperais attrapas attrapasses il attrape attraperait attrapa attrapt nous attrapions attraperions attrapmes attrapassions vous attrapiez attraperiez attraptes attrapassiez ils attrapent attraperaient attraprent attrapassent One final verb form is helpful to know and that is the imperative. This is used in direct requests and demands and theres no need to use the pronoun here. Instead of tu attrape, simplify it to attrape. Imperative (tu) attrape (nous) attrapons (vous) attrapez

Economic Questions Assignment Example | Topics and Well Written Essays - 250 words

Economic Questions - Assignment Example For instance, if an individual requires to judge whether a holiday is a better option or buying a DIY set is a better option (based on their economic condition), then the benefits of both need to be weighed and based on this the individual can make a more informed decision. Consumers need to ensure that their money is invested into an area which had a higher return and proves to be more beneficial based on their economic condition and for that period of time. Hence opportunity costs allow consumers to make more informed decisions (McConnell, Brue, & Flynn, 2008). While understanding the concept of Production Possibility curve, it is essential to learn in detail the possible outcomes and combinations that need to be produced within the economic resources that are available in the period. This can be clearly noted as the PPC tends to provide the maximum outcomes which helps give a clearer idea of the law of diminishing

Outsourcing Essay Example | Topics and Well Written Essays - 1000 words

Outsourcing - Essay Example Many companies have always hired contractors to support them during peak seasons at different intervals in the year. There is a vast difference between sub contracting and outsourcing of a particular activity. The main variation is with restructuring of the organizational structure when the activity is being outsourced which includes hiring employees at different locations to do the same activity. (1) History: The idea of outsourcing began during the industrial revolution where companies took advantage of the economies of scale to increase their profits by expanding their corporate and manufacturing base. Most of the companies sub contracted some of the ancillary functions to external service providers and this was regarded as the evolution of outsourcing. Outsourcing was not categorized as a strategy by the companies until 1989 when Kodak Company headed by Eastman Kodak decided to outsource information technology as a part of their strategic decision. The companies slowly started fo cusing more on cost saving and value addition to the business which led to outsourcing of even core activities which includes data processing, human resources, customer service, legal, logistics, medical transcription, information technology, payroll to companies in different geographical locations in order to increase profits. (1) Although many areas and operations are outsourced, there are some very common outsourced areas- Information Technology Accounts and finance Data processing Security Network and Communication Human Resources and Administration (3) In support of outsourcing: Outsourcing has become an integral part of any organization and has proved to be a boon to many companies. Many people are against outsourcing as it leads to unemployment in countries like US and UK but the advantages of outsourcing weighs out its disadvantages. Outsourcing proves to be a mutual benefit for both the outsourced and the outsourcing company in many different ways. There are many reasons wh y a company may choose to outsource an operation Cost effectiveness One of the main advantages of outsourcing different processes is for better cost efficiency, reduced operational costs as the workers/employees are paid much lesser than the employees of the company outsourcing, for the same job performed. The Training and the maintenance costs are also cheaper and inexpensive compared to developed countries. The outsourced partners also provide specialized and specific skill sets and knowledge which makes it efficient than the one in developed countries. For the outsourced companies, it does not only mean better revenue and earnings but also have the time to focus on their actual business which would make them more competitive in the international market. Outsourcing work to developing nations helps in improving its infrastructure, employment rates and overall economic welfare. The economy of the developing countries will benefit and promote immensely through outsourcing. (2) Flexi bility Some operations are seasonal in nature and outsourcing helps to bring in additional temporary resources when needed and released once the work is completed. An outsourcing contract provides flexibility to use the resources according to the demands of the market. The service provider will be able to stabilize and use the resources effectively during the peak and dull season. For example, more data entry processors will be recruited during the peak invoicing season. This

Hemingways The Sun Also Rises Essay -- Hemingway Sun Also Rises Essay

Hemingway's The Sun Also Rises The title and narrative focus of Ernest Hemingway’s The Sun Also Rises are rooted in a passage from the Ecclesiastes. In referencing this book of the Hebrew Bible, Hemingway resorts to aged scripture to unearth steadfast truths. His novel uses old-world beliefs to provide a solution for modern day issues, asserting the undeniable value of tradition. The applicability of the Ecclesiastes passage to Hemingway’s portrait of hopelessness in the post-Great War generation demonstrates that a reconnection with the natural world will reverse the unnatural consequences of a meaningless war and permit the reestablishment of hope within the following generation. The historicity and context of Hemingway’s opening reference to the Ecclesiastes demonstrates that an attachment to the natural world enables renewal. By reusing an ancient text to precede an interpretation of changes in 20th century expatriates, Hemingway illustrates the everlasting pertinence of its context. This effect establishes that textual traditions endure throughout time. To substantiate this inference, the context of Hemingway’s reference employs the likeminded rational that the overriding nature of the earth is everlasting simultaneous to alterations in generations of its inhabitants. To emphasize the enduring quality of the earth, the Ecclesiastes excerpt illustrates the interminably cyclical route traveled by the sun, wind, and rivers. In contrast to the linear quality of the Ecclesiastical observation that, â€Å"one generation passeth away, and another generation cometh† (p. 7), the earth retains its cycle, unaffected by the mortality of pas sing generations. By referencing a relationship between man and the earth that is define... ...xample of a reduced product of the war. His castration inhibits natural progression and, consequently, his attachment with nature. In Hemingway’s conclusion, Jake pursues the desire to reconnect with Brett, yet the effects of the war inhibit a return to tradition. Brett’s statement â€Å"we could have had such a damned good time together† (p. 251) illustrates the undeniable strain of Jake’s castration that prevents the realization of natural emotions. Nevertheless, the Ecclesiastes preference projects hope with, â€Å"all the rivers run into the sea; yet the sea is not full† (p. 7). This generation, harmed by the unnatural and purposeless war, has great obstacles in reconnecting with the natural world. Yet, subsequent generations will continue traditions begun before this unnatural intrusion. Works Cited: Hemingway, Ernest. The Sun Also Rises. New York: Scribner, 1926.

Buddhist schools Essay

The earliest and the most basic form of schools were Theravada and Mahayana which have been derived from the basic teachings of Buddha. These are actually same teachings but with different interpretations. Both of them have Dharma which is the basic teaching of Buddha. Both of these schools have some animosity between them. All the southern Asian countries and Vietnam have accepted the principles of Theravada. Any differences between the schools are minor matters are do not hinder in one basic belief of Buddha’s teachings. It is one of the earliest forms of teaching found in the history of Buddhism and is one of the most orthodox also . Theravada school emphasizes on meditation and helps in understanding the psychological nature of a human being. According to Mahayana school of teachings, salvation can only be achieved if we trust Amitabha. Such person longs to be born in the paradise, because he has done good deeds and followed the teachings of Buddha. The philosophy of this school is very unique. According to them in order to gain enlightenment a person should inward and not outward. Intuition is one thing this school emphasizes upon, as intuition is purely inward. Mahayana was previously known as Mahasanghikas and after a few decades of its formation it became so popular that it revolutionized the Buddhist teachings. Sutra and Vinaya were translated according to them, and in the due process they also had to reject some texts. The Mahayana philosophy grew more with the concept that Buddhas are lokottara. This means that they are connected to the world only by some external force and it has no impact internally . Why did Mahayana become more accepted? It is because the Mahayana ritual and imagery attracted the Vietnamese. Its ceremonies were in conformity with original Vietnamese beliefs and rituals. This school of Buddhism also combined folklore with Taoist teachings. The enlightened ones in Buddhism were respected as animist spirits. In 7th century C. E, Mahayana school became a little more developed. It was then called Vajrayana. This had an influence of Hinduism also but had similar teachings as of Mahayana. The aim of Vajrayana is the same as that in Mahayana, that is to attain Buddhahood, but the tantric practices showed a quick way to achieve this end . CONCLUSION From very early period Buddhists are concerned about education. In third century almost 9 Dhamma missionaries were sent to different areas of south East Asia in order to teach people about Buddhism . This is the oldest example telling Buddhists concern about Buddhist studies. These 9 Dhamma missionaries started a wave of missionaries. These were sent to Sri Lanka, Thailand and china etc. Today, due to these missionaries and Buddhist schools, Buddhists are present in very corner of the world. Vietnamese Buddhist education leaders are very much concerned about the global demands and needs of Buddhist education. In 1975, when the country got united, there already was a higher education institution in South; it was named Van Hanh University. This university was popular internationally and had close interaction with many other universities of the world. After 1980s two advanced schools were established in Ha Noi and Ho Chi Minh City. These schools trained monks and nuns at B. A level. Due to growing demand these two higher education schools were later turned in to universities. These now trained monks and nuns at not only undergraduate level but also postgraduate level. In 1997, one more Buddhist university was formed, this time in Hue city. Today, there are almost 40, 000 monks and nuns. There are almost six colleges and 31 high schools teaching Buddhism . Buddhism has made great progress in Vietnam. A national calligraphic system which replaced Chinese was also introduced. This helped everybody get on the same platform and understand each other well. Before that it was difficult to have the entire nation on the same page, as the Vietnamese language lacked its own script. People, who did not understand Chinese, could not read books, as all the books were in Chinese. In Vietnam, the Buddhist studies do not influence just art, philosophy or painting. Theatre also serves as a conveyer of the legends, stories and facts about Buddhism. Buddhism is not only a source which quenches the thirst of the intellectuals. It quenches the thirst of the spirit also. Buddhist studies have changed the past and present of Vietnam. The Vietnamese Buddhists go far and wide in order to give a vent to the knowledge and impart it to the others. Buddhism has prospered leaps and bounds in the country. Though there are many rival religions in the country, Buddhism is by far the most popular one. As mentioned earlier, almost two thirds of the population practices Buddhism. During 968 it was made the state religion. Buddhism in Vietnam is no wonder superior than any other religion there, as it is not only accepted publicly but also helped in the moral and spiritual training of the general public. People believe it and accept it by heart. They call it the religion of compassion. The imprint of Buddhism can be seen in art and literature as well. Music has also been inspired from it. Today there are almost 15,000 worship places in Vietnam as compared to none in the beginning. There are almost ten million Buddhists all over the world. Vietnam alone has some 40,000 nuns. It was only 20,000 twenty years back. The development Buddhist studies have done can be clearly understood from the fact that today there are almost four Buddhist universities as compared to only one in 1981. Van Hanh was the first Buddhist school. Today there are schools all over Hanoi, Hue, Ho Chi Minh City and Can Tho. There are almost six colleges and 31 high schools for Buddhists. There are uncountable numbers of grassroots schools in many other provinces. This clearly shows that Buddhism has made a lot of progress since Buddhism first entered Vietnam . Buddhist monks are now not only studyin Buddhism in monasteries and colleges but are getting higher education all over the world. They are studying various subjects and religion in order to increase their knowledge. Not only have they had attained worldly knowledge, but spiritual knowledge which will lead them to enlightenment. References Anson, Binh. (n. d). Theravada Buddhism in Vietnam. Retrieved January 31, 2008 from: http://www. budsas. org/ebud/vn_thera. htm Brough, John. (n. d). Gandhari Dharmapada. India (n. p). Clark, Laura and Brown, Suzanne. (n. d). Buddhism in Vietnam. Retrieved January 31, 2008 from: http://journals. iranscience. net:800/mcel. pacificu. edu/mcel. pacificu. edu/as/students/vb/INDEX. HTM.